Debra Arai, AAP

Debra Arai, AAP

Optim Audit Solutions


Are You Prepared to do Business with Your FinTech?

Wednesday, December 8th | 10:20 am ET

​Session Description:

Adding Third-Party Senders (TPS) and Third-Party Payment Processors (TPPP) to an ACH Program can be a bit frightening and challenging. However, having the right components in place to mitigate the risks and using automation, business intelligence and predictive analytics will bring you confidence your TPS/TPPP will generate a great deal of growth, revenue, and success! This session will discuss what you must know and have in place according to the ACH Rules as well as what the FFIEC Guidance recommends when mitigating risks from TPS and TPPP.

Speaker Bio:

Debbie is the President and CEO of Optim Audit Solutions, a risk management firm that caters to Third-Party Senders, Processors, and Originators. As the founder, she is passionate about engaging her clients in ACH Audits and Risk Assessments to strengthen their relationship with their payment processor or financial institution. Before founding Optim, Debbie has held numerous senior management positions with a denovo community bank, former EastPay, and as Vice President, Third-Party Services at ePayAdvisors, where she was instrumental in developing their third-party audit program and publications. Debbie has served on Nacha’s Forum Risk & Compliance Committee Chair of Payments Third-Party Task Group, member of Appendix Eight Audit Work Group, and Nacha’s Risk Management and Advisory Group (RMAG). When Debbie is not developing solutions, she plans landscape designs, plays in the dirt, or dreams of her next international travel opportunity.